TOTAL WEALTHADVISORY

住院前,请记得先联系 Fanny 或 Olivier。Before admission, please remember to contact Fanny or Olivier first.

需要住院时,照这 4 步4 steps if you are admitted

  1. 1
    确认医疗卡生效日期及保障范围。Check your medical card's start date and what it covers.
  2. 2
    选择保险公司指定的医院及医生(Panel)。Choose a hospital and doctor on the insurer's panel.
  3. 3
    了解病房限额及自付额(如有)。Know your room limit and any amount you pay yourself.
  4. 4
    准备身份证及相关医疗报告。Bring your IC and any related medical reports.
❤️ 如遇紧急情况,请先就医,再尽快通知我。❤️❤️ In an emergency, get medical care first, then let me know as soon as you can. ❤️

GL 还是自己先付?GL or pay first?

Cashless

Panel 医院Panel hospital

申请 GL,由保险公司和医院直接结算。Request a GL. Insurer and hospital settle directly.

Reimburse

非 PanelNon-panel

先自己付,保留所有收据和医药报告,之后申请报销。Pay first, keep every receipt and report, then claim.

我的保单My policies

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